WGA InsureBlog

There is so much to consider when you send you child to college, enrolling in classes, meal plans, books, dorm rooms, spending money, tuition, clothes, safety, the list seems endless.  An article from our colleagues at Hemenway & Barnes touches areas of preparedness we may not think of, but are nonetheless very important. One area being insurance – most college students are covered under parent’s health care policies. Recent federal reform allows them to stay on as dependents until the age of 26. Additionally, many colleges also offer plans for students not already covered. Parents should also review their homeowners policies to determine in their child’s belongings would be covered in the dorm. If renting an apartment, leases may require a separate policy to cover the contents. If you have a college-bound child, I urge you to take a moment to review this article, it could save you time and worry (speaking as the father of three recent graduates).

Our friends at Hemenway & Barnes LLP have recently given our team here at WGA’s Private Client Group their wise counsel on an area of critical importance but not frequently addressed: website passwords.  Take a look at this write-up how accounting for “digital property” has become and important part of estate planning, it is totally on point.

Experts from the National Oceanic and Atmospheric Administration (NOAA) predict a busier than usual storm season for 2010 and there are reports that show unsettling similarities to the 2005 season which produced 28 named storms including Hurricane Katrina. WGA’s Bruce MacDougall talks about being prepared for the 2010 storm season.

For more information on being prepared, see WGA’s Claims Bulletin.

A Group Excess Liability program is a master umbrella policy issued to the sponsoring organization or employer that provides additional coverage to participants.