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	<title>WGA InsureBlog &#187; Bruce MacDougall</title>
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		<title>WGA InsureBlog &#187; Bruce MacDougall</title>
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		<title>Considerations for those with college-bound children</title>
		<link>http://blog.wgains.com/2010/08/12/considerations-for-those-with-college-bound-children-3/</link>
		<comments>http://blog.wgains.com/2010/08/12/considerations-for-those-with-college-bound-children-3/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 14:59:31 +0000</pubDate>
		<dc:creator>Bruce MacDougall</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[risk management]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=1216</guid>
		<description><![CDATA[There is so much to consider when you send you child to college, enrolling in classes, meal plans, books, dorm rooms, spending money, tuition, clothes, safety, the list seems endless.  An article from our colleagues at Hemenway &#38; Barnes touches areas of preparedness we may not think of, but are nonetheless very important. One area [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=1216&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Considering the legacy of your digital property</title>
		<link>http://blog.wgains.com/2010/07/16/considering-the-legacy-of-your-digital-property/</link>
		<comments>http://blog.wgains.com/2010/07/16/considering-the-legacy-of-your-digital-property/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 14:50:13 +0000</pubDate>
		<dc:creator>Bruce MacDougall</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[Private Client Group]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=1141</guid>
		<description><![CDATA[Our friends at Hemenway &#38; Barnes LLP have recently given our team here at WGA&#8217;s Private Client Group their wise counsel on an area of critical importance but not frequently addressed: website passwords.  Take a look at this write-up how accounting for &#8220;digital property&#8221; has become and important part of estate planning, it is totally [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=1141&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Ask the Experts: What is expected for the 2010 hurricane season</title>
		<link>http://blog.wgains.com/2010/07/06/ask-the-experts-what-is-expected-for-the-2010-hurricane-season/</link>
		<comments>http://blog.wgains.com/2010/07/06/ask-the-experts-what-is-expected-for-the-2010-hurricane-season/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 18:56:04 +0000</pubDate>
		<dc:creator>Bruce MacDougall</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[Ask the Experts]]></category>
		<category><![CDATA[hurricane season]]></category>
		<category><![CDATA[risk management]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=1098</guid>
		<description><![CDATA[Experts from the National Oceanic and Atmospheric Administration (NOAA) predict a busier than usual storm season for 2010 and there are reports that show unsettling similarities to the 2005 season which produced 28 named storms including Hurricane Katrina. WGA&#8217;s Bruce MacDougall talks about being prepared for the 2010 storm season. For more information on being [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=1098&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Ask the Experts: The advantages of a group excess program</title>
		<link>http://blog.wgains.com/2009/12/18/ask-the-experts-the-advantages-of-a-group-excess-program/</link>
		<comments>http://blog.wgains.com/2009/12/18/ask-the-experts-the-advantages-of-a-group-excess-program/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 21:40:56 +0000</pubDate>
		<dc:creator>Bruce MacDougall</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[overall cost of risk]]></category>
		<category><![CDATA[Group Excess Liability]]></category>
		<category><![CDATA[kidnap & ransom coverage]]></category>
		<category><![CDATA[reputational injury]]></category>
		<category><![CDATA[personal umbrella policy]]></category>
		<category><![CDATA[indentity coverage]]></category>
		<category><![CDATA[Ask the Experts]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=460</guid>
		<description><![CDATA[A Group Excess Liability program is a master umbrella policy issued to the sponsoring organization or employer that provides additional coverage to participants.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=460&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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