<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:georss="http://www.georss.org/georss" xmlns:geo="http://www.w3.org/2003/01/geo/wgs84_pos#" xmlns:media="http://search.yahoo.com/mrss/"
	>

<channel>
	<title></title>
	<atom:link href="http://blog.wgains.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.wgains.com</link>
	<description></description>
	<lastBuildDate>Thu, 11 Mar 2010 21:24:30 +0000</lastBuildDate>
	<generator>http://wordpress.com/</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<cloud domain='blog.wgains.com' port='80' path='/?rsscloud=notify' registerProcedure='' protocol='http-post' />
<image>
		<url>http://www.gravatar.com/blavatar/5cb60dd7f6812b4257894270d917ff02?s=96&#038;d=http://s2.wp.com/i/buttonw-com.png</url>
		<title></title>
		<link>http://blog.wgains.com</link>
	</image>
	<atom:link rel="search" type="application/opensearchdescription+xml" href="http://blog.wgains.com/osd.xml" title="" />
	<atom:link rel='hub' href='http://blog.wgains.com/?pushpress=hub'/>
		<item>
		<title>Ask the Experts: Concerns for privacy in healthcare</title>
		<link>http://blog.wgains.com/2010/03/11/ask-the-experts-concerns-for-privacy-in-healthcare/</link>
		<comments>http://blog.wgains.com/2010/03/11/ask-the-experts-concerns-for-privacy-in-healthcare/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 21:08:30 +0000</pubDate>
		<dc:creator>Pete Reilly</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[Ask the Experts]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[HIPAA]]></category>
		<category><![CDATA[HITECH]]></category>
		<category><![CDATA[indentity coverage]]></category>
		<category><![CDATA[privacy]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=686</guid>
		<description><![CDATA[
The Health Information Technology for Economic and Clinical Health Act (known as the &#8220;HITECH&#8221; Act), enacted as part of the American Recovery and Reinvestment Act of 2009, substantial expands the HIPAA privacy and security rules. A recent survey conducted with the readers of Modern Healthcare  found that privacy is a big concern with several key [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&blog=9867145&post=686&subd=wgains&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://blog.wgains.com/2010/03/11/ask-the-experts-concerns-for-privacy-in-healthcare/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">Pete Reilly</media:title>
		</media:content>

		<media:content url="http://img.youtube.com/vi/uTxBolAfYyg/2.jpg" medium="image" />

		<media:content url="http://www.wgains.com/assets/blog/petereilly_03.png" medium="image">
			<media:title type="html">Sarah LaVallee</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2010/03/share_03.png" medium="image">
			<media:title type="html">Share</media:title>
		</media:content>
	</item>
		<item>
		<title>Chile quake will be costly</title>
		<link>http://blog.wgains.com/2010/03/04/chile-quake-will-be-costly/</link>
		<comments>http://blog.wgains.com/2010/03/04/chile-quake-will-be-costly/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 19:48:59 +0000</pubDate>
		<dc:creator>Ken Hoggins</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[business interruption]]></category>
		<category><![CDATA[claims]]></category>
		<category><![CDATA[earthquake]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=625</guid>
		<description><![CDATA[It has been reported that Chile&#8217;s recent earthquake could result in up to $8 billion in claims, according to catastrophe modeling company EQECAT Inc. The report released this week says insured losses from the 8.8 quake that struck on Feb. 27 could have insurers paying from $3 billion to $8 billion. The range of potential [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&blog=9867145&post=625&subd=wgains&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://blog.wgains.com/2010/03/04/chile-quake-will-be-costly/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">khoggins</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2010/03/02chile-cnd-span1-articlelarge.jpg" medium="image">
			<media:title type="html">02chile-cnd-span1-articleLarge</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2010/03/kenhoggins.png" medium="image">
			<media:title type="html">kenhoggins</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2010/03/share_03.png" medium="image">
			<media:title type="html">share_03</media:title>
		</media:content>
	</item>
		<item>
		<title>Obama creates his version to keep healthcare reform alive</title>
		<link>http://blog.wgains.com/2010/03/02/obama-creates-his-version-to-keep-healthcare-reform-alive/</link>
		<comments>http://blog.wgains.com/2010/03/02/obama-creates-his-version-to-keep-healthcare-reform-alive/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 17:58:40 +0000</pubDate>
		<dc:creator>Sara LaVallee</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[This Week in Health Care Reform]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=620</guid>
		<description><![CDATA[President Obama has unveiled his own version of healthcare reform, a measure that blends the Senate and House versions into one with the goal of getting both chambers to pass it. The bill is said to extend health insurance coverage to 31 million Americans, raise taxes on the wealthy and hold insurers more accountable.
The price tag [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&blog=9867145&post=620&subd=wgains&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://blog.wgains.com/2010/03/02/obama-creates-his-version-to-keep-healthcare-reform-alive/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">sslavallee</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2009/10/healthcarereform.png?w=150" medium="image">
			<media:title type="html">HealthCareReform</media:title>
		</media:content>

		<media:content url="http://www.wgains.com/assets/blog/saralavallee_03.png" medium="image">
			<media:title type="html">Sarah LaVallee</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2010/03/share_03.png" medium="image">
			<media:title type="html">Share</media:title>
		</media:content>
	</item>
		<item>
		<title>SEC focuses on disclosing climate change related issues</title>
		<link>http://blog.wgains.com/2010/02/23/sec-focuses-on-disclosing-climate-change-related-issues/</link>
		<comments>http://blog.wgains.com/2010/02/23/sec-focuses-on-disclosing-climate-change-related-issues/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 04:26:04 +0000</pubDate>
		<dc:creator>Phil Edmundson</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[climate change]]></category>
		<category><![CDATA[Directors & Officers Liability]]></category>
		<category><![CDATA[risk management]]></category>
		<category><![CDATA[SEC]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=598</guid>
		<description><![CDATA[Lawyers are reporting that the Securities and Exchange Commission (SEC) is increasing the expectations that publicly-traded companies should outline climate change related issues. As a sample description of this trend, see this Advisory to from Sullivan and Worcester.
Failure to notify shareholders of the impact of operations on climate change may leave management exposed to extensive securities litigation [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&blog=9867145&post=598&subd=wgains&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://blog.wgains.com/2010/02/23/sec-focuses-on-disclosing-climate-change-related-issues/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">Phil Edmundson</media:title>
		</media:content>

		<media:content url="http://www.wgains.com/assets/blog/philedmundson_03.png" medium="image">
			<media:title type="html">Phil Edmundson</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2010/03/share_03.png" medium="image">
			<media:title type="html">Share</media:title>
		</media:content>
	</item>
		<item>
		<title>Texas plane crash: an act of domestic terrorism and would it be covered?</title>
		<link>http://blog.wgains.com/2010/02/19/texas-plane-crash-an-act-of-domestic-terrorism-and-would-it-be-covered/</link>
		<comments>http://blog.wgains.com/2010/02/19/texas-plane-crash-an-act-of-domestic-terrorism-and-would-it-be-covered/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 21:39:41 +0000</pubDate>
		<dc:creator>Phil Edmundson</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Terrorism Insurance]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=590</guid>
		<description><![CDATA[Austin, Texas, Police Chief Art Acevedo stopped short of calling the crashing of a small plane into a commercial office building in northwest Austin on Feb. 18 a terrorist act, but U.S. Representative Mike McCaul said he wasn&#8217;t so sure it couldn&#8217;t be considered one.
The Piper Cherokee PA-28 piloted by Joseph Andrew Stack, 53, crashed [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&blog=9867145&post=590&subd=wgains&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://blog.wgains.com/2010/02/19/texas-plane-crash-an-act-of-domestic-terrorism-and-would-it-be-covered/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">Phil Edmundson</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2010/02/apc.jpg" medium="image">
			<media:title type="html">apc</media:title>
		</media:content>

		<media:content url="http://www.wgains.com/assets/blog/philedmundson_03.png" medium="image">
			<media:title type="html">Phil Edmundson</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2010/03/share_03.png" medium="image">
			<media:title type="html">Share</media:title>
		</media:content>
	</item>
		<item>
		<title>Alarming findings on the cost of healthcare in Massachusetts</title>
		<link>http://blog.wgains.com/2010/02/10/alarming-findings-on-the-cost-of-healthcare-in-massachusetts/</link>
		<comments>http://blog.wgains.com/2010/02/10/alarming-findings-on-the-cost-of-healthcare-in-massachusetts/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 15:28:05 +0000</pubDate>
		<dc:creator>Christopher Nadeau</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[healthcare risk management]]></category>
		<category><![CDATA[insurance premiums]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=567</guid>
		<description><![CDATA[Hospital charges in Massachusetts are out of control. I have long argued that the health care reform debate should have been about actual cost of care and not a broad indictment on the insurance industry. Close to 90% of every dollar of medical premiums paid in Massachusetts go towards paying hospitals and doctors and, until [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&blog=9867145&post=567&subd=wgains&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://blog.wgains.com/2010/02/10/alarming-findings-on-the-cost-of-healthcare-in-massachusetts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">Christopher Nadeau</media:title>
		</media:content>
	</item>
		<item>
		<title>IPOs are back</title>
		<link>http://blog.wgains.com/2010/02/04/ipos-are-back/</link>
		<comments>http://blog.wgains.com/2010/02/04/ipos-are-back/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 21:14:54 +0000</pubDate>
		<dc:creator>Phil Edmundson</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[Directors & Officers Liability]]></category>
		<category><![CDATA[IPO]]></category>
		<category><![CDATA[securities litigation]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=553</guid>
		<description><![CDATA[WGA client, Ironwood Pharmaceuticals, completed their initial public offering of stock earlier this week.  Ironwood sold 16.7 million shares at $11.25 per share.  They ended up their first day of trading up by more than 3%.  The gross proceeds of over $187 MM were the most raised by a biotechnology R &#38; D company since 2002.  [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&blog=9867145&post=553&subd=wgains&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://blog.wgains.com/2010/02/04/ipos-are-back/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">Phil Edmundson</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2010/02/stock.jpg?w=150" medium="image">
			<media:title type="html">stock</media:title>
		</media:content>

		<media:content url="http://www.wgains.com/assets/blog/philedmundson_03.png" medium="image">
			<media:title type="html">Phil Edmundson</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2010/03/share_03.png" medium="image">
			<media:title type="html">Share</media:title>
		</media:content>
	</item>
		<item>
		<title>Costs are up for lost records</title>
		<link>http://blog.wgains.com/2010/02/02/costs-are-up-for-lost-records/</link>
		<comments>http://blog.wgains.com/2010/02/02/costs-are-up-for-lost-records/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 20:51:59 +0000</pubDate>
		<dc:creator>Ed Flanagan</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[privacy]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=544</guid>
		<description><![CDATA[The Ponemon Institute recently released its 2009 data breach figures. The average cost per customer record lost is up to $204, $2 higher than 2008, and the average total cost per company is now $6.75 million.  The sample size is relatively small &#8211; 45 companies. 
It should be noted that many costs associated with a breach (i.e. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&blog=9867145&post=544&subd=wgains&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://blog.wgains.com/2010/02/02/costs-are-up-for-lost-records/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">ejflanagan</media:title>
		</media:content>
	</item>
		<item>
		<title>The new Health Care Reform landscape without a super majority</title>
		<link>http://blog.wgains.com/2010/01/20/the-new-health-care-reform-landscape-without-a-super-majority/</link>
		<comments>http://blog.wgains.com/2010/01/20/the-new-health-care-reform-landscape-without-a-super-majority/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 17:47:08 +0000</pubDate>
		<dc:creator>Christopher Nadeau</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[This Week in Health Care Reform]]></category>
		<category><![CDATA[William Gallagher Associates]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=529</guid>
		<description><![CDATA[The election of Scott Brown to the US Senate will have a profound impact on the White House strategy to move health care reform through Congress. But while many in the press and infact the halls of Congress are declaring Health Care Reform DOA, insiders are providing glimpses of how President Obama plans to move [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&blog=9867145&post=529&subd=wgains&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://blog.wgains.com/2010/01/20/the-new-health-care-reform-landscape-without-a-super-majority/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">Christopher Nadeau</media:title>
		</media:content>

		<media:content url="http://wgains.files.wordpress.com/2009/10/healthcarereform.png?w=150" medium="image">
			<media:title type="html">HealthCareReform</media:title>
		</media:content>
	</item>
		<item>
		<title>Being compliant under Health Care Reform, it&#8217;s complicated</title>
		<link>http://blog.wgains.com/2010/01/15/being-compliant-under-health-care-reform-its-complicated/</link>
		<comments>http://blog.wgains.com/2010/01/15/being-compliant-under-health-care-reform-its-complicated/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 20:04:49 +0000</pubDate>
		<dc:creator>Christopher Nadeau</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[employee benefit plans]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[insurance premiums]]></category>
		<category><![CDATA[insurance rates]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=521</guid>
		<description><![CDATA[As discussions with my clients shift from &#8220;if&#8221; to &#8220;when&#8221; will health reform pass, CFOs and HR managers are expectedly anxious and concerned about protocols and penalties associated with the new rules under Obamacare. For Massachusetts companies, many of the plan design and credible plan requirements were resolved way back in 1996 under small group reform or [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&blog=9867145&post=521&subd=wgains&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://blog.wgains.com/2010/01/15/being-compliant-under-health-care-reform-its-complicated/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">Christopher Nadeau</media:title>
		</media:content>
	</item>
	</channel>
</rss>