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	<title>WGA InsureBlog &#187; data breaches</title>
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		<title>WGA InsureBlog &#187; data breaches</title>
		<link>http://blog.wgains.com</link>
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		<item>
		<title>The expected boom in cyberinsurance</title>
		<link>http://blog.wgains.com/2011/12/23/the-expected-boom-in-cyberinsurance/</link>
		<comments>http://blog.wgains.com/2011/12/23/the-expected-boom-in-cyberinsurance/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 17:53:41 +0000</pubDate>
		<dc:creator>John Doernberg</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[cyberinsurance]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[data security insurance]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=3514</guid>
		<description><![CDATA[The New York Times published an article today predicting that there will be a surge in the purchase of what it refers to as &#8220;cyber insurance&#8221; – insurance covering a range of exposures relating to the breach of privacy and network security. The article has some significant exaggerations and misleading statements, and it quotes extensively from [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=3514&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>A slightly different take on the SEC cybersecurity disclosure guidance</title>
		<link>http://blog.wgains.com/2011/11/01/sec-issues-guidance-on-cyber-security-disclosures/</link>
		<comments>http://blog.wgains.com/2011/11/01/sec-issues-guidance-on-cyber-security-disclosures/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 16:27:22 +0000</pubDate>
		<dc:creator>John Doernberg</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[data security insurance]]></category>
		<category><![CDATA[public company risks]]></category>
		<category><![CDATA[SEC]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=3297</guid>
		<description><![CDATA[The recent rash of cyber breaches at public companies and an outcry from federal lawmakers has prompted U.S. securities regulators to issue guidance for when companies must disclose cyber attacks to investors. The guidelines issued by the U.S. Securities and Exchange Commission are to help reporting companies determine whether they need to disclose the risks [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=3297&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>The &#8220;frenemy&#8221; within &#8211; data breaches by insiders a growing concern</title>
		<link>http://blog.wgains.com/2011/10/06/the-frenemy-within-data-breaches-by-insiders-a-growing-concern/</link>
		<comments>http://blog.wgains.com/2011/10/06/the-frenemy-within-data-breaches-by-insiders-a-growing-concern/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 19:39:24 +0000</pubDate>
		<dc:creator>John Doernberg</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[Ask the Experts]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[data security insurance]]></category>
		<category><![CDATA[privacy insurance]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=3200</guid>
		<description><![CDATA[Six-figure losses common for even small businesses A survey by Symantec of more than 3,000 businesses provides useful information about the current state of corporate cybersecurity. Symantec’s 2011 State of Security Survey found that 73% of small and midsize companies had suffered a cyber attack in the past year, and that 30% of the attacks [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=3200&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Sony and Dropbox cases highlight cyberliability insurance coverage issues</title>
		<link>http://blog.wgains.com/2011/08/15/sony-and-dropbox-cases-highlight-cyberliability-insurance-coverage-issues/</link>
		<comments>http://blog.wgains.com/2011/08/15/sony-and-dropbox-cases-highlight-cyberliability-insurance-coverage-issues/#comments</comments>
		<pubDate>Mon, 15 Aug 2011 12:36:11 +0000</pubDate>
		<dc:creator>John Doernberg</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[cyberliability insurance]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[privacy insurance]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=2970</guid>
		<description><![CDATA[Two Peas in Different Pods Much ink has been spilled about Zurich Insurance’s recent denial of coverage for the massive Sony Playstation breach. Some of the early commentary has been useful (mostly by providing accurate descriptions of what has transpired so far), while some has been wildly amiss (mostly by mischaracterizing the kind of coverage [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=2970&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<item>
		<title>Data Security: It&#8217;s not just personal (information)</title>
		<link>http://blog.wgains.com/2011/07/11/information-security-risk-goes-well-beyond-non-personal-data/</link>
		<comments>http://blog.wgains.com/2011/07/11/information-security-risk-goes-well-beyond-non-personal-data/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 15:06:52 +0000</pubDate>
		<dc:creator>John Doernberg</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[cyber liability]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[data security insurance]]></category>
		<category><![CDATA[information security]]></category>
		<category><![CDATA[privacy]]></category>
		<category><![CDATA[privacy insurance]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=2846</guid>
		<description><![CDATA[Most businesses are now aware of the financial and reputational risks they face from breaches of their confidential information. Each week, sometimes even everyday, there are reports describing the theft or loss of sensitive data from companies, healthcare and educational institutions, or governments. Many of these incidents receive considerable media attention, such as the serial [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=2846&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Quick check to see if your confidential information has been hacked</title>
		<link>http://blog.wgains.com/2011/07/01/quick-check-to-see-if-your-confidential-information-has-been-hacked/</link>
		<comments>http://blog.wgains.com/2011/07/01/quick-check-to-see-if-your-confidential-information-has-been-hacked/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 11:32:50 +0000</pubDate>
		<dc:creator>John Doernberg</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[cybersecurity]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[privacy]]></category>
		<category><![CDATA[privacy insurance]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=2790</guid>
		<description><![CDATA[The recent avalanche of news about stolen email addresses and/or passwords (Epsilon, Sony, Sega) is making people wonder if their confidential information has been wrongfully obtained by hackers. A new website, conveniently named &#8220;Should I Change My Password?&#8221; , makes it easy to see if your sensitive consumer information is in 13 publicly available databases [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=2790&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>A Texas-sized data breach expensive for state government</title>
		<link>http://blog.wgains.com/2011/06/01/a-texas-sized-data-breach-expensive-for-state-government/</link>
		<comments>http://blog.wgains.com/2011/06/01/a-texas-sized-data-breach-expensive-for-state-government/#comments</comments>
		<pubDate>Wed, 01 Jun 2011 13:41:52 +0000</pubDate>
		<dc:creator>John Doernberg</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[data security insurance]]></category>
		<category><![CDATA[privacy]]></category>
		<category><![CDATA[privacy insurance]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=2474</guid>
		<description><![CDATA[The Texas Comptroller notified about 3.5 million people last month that their personal information (including names, addresses and Social Security Numbers, and in some cases driver’s license numbers and dates of birth) was publicly exposed for about one year because of data security lapses by the government. The Facts The breach occurred after various state agencies [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=2474&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Sony PlayStation case shows the importance of post-breach forensics</title>
		<link>http://blog.wgains.com/2011/05/04/sony-playstation-case-shows-the-importance-of-post-breach-forensics/</link>
		<comments>http://blog.wgains.com/2011/05/04/sony-playstation-case-shows-the-importance-of-post-breach-forensics/#comments</comments>
		<pubDate>Wed, 04 May 2011 15:05:07 +0000</pubDate>
		<dc:creator>John Doernberg</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[data security insurance]]></category>
		<category><![CDATA[privacy insurance]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=2496</guid>
		<description><![CDATA[On April 27, 2011, Sony publicly disclosed that hackers had breached its PlayStation Network (which includes its Qriocity video and music-streaming services) and had gained access to 77 million consumer records. This revelation came several days after Sony had shut down the Network, saying at the time only that an outage had been responsible for [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=2496&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Is Amazon’s “Cloudgate” a network security matter?</title>
		<link>http://blog.wgains.com/2011/04/28/is-amazon%e2%80%99s-%e2%80%9ccloudgate%e2%80%9d-a-network-security-matter/</link>
		<comments>http://blog.wgains.com/2011/04/28/is-amazon%e2%80%99s-%e2%80%9ccloudgate%e2%80%9d-a-network-security-matter/#comments</comments>
		<pubDate>Thu, 28 Apr 2011 13:01:23 +0000</pubDate>
		<dc:creator>John Doernberg</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[data security insurance]]></category>
		<category><![CDATA[privacy insurance]]></category>

		<guid isPermaLink="false">http://blog.wgains.com/?p=2451</guid>
		<description><![CDATA[The recent extended outage of Amazon’s “cloud computing” business has generated many questions about what insurance policies would be likely to provide indemnification for losses caused by the crash. Amazon has a significant cloud computing business, which it calls Amazon Web Services (AWS). AWS rents data storage and web services to its customers. These customers [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=2451&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Lessons learned from Briar Group data breach settlement with Mass AG</title>
		<link>http://blog.wgains.com/2011/04/13/lessons-learned-from-briar-group-data-breach-settlement-with-mass-ag/</link>
		<comments>http://blog.wgains.com/2011/04/13/lessons-learned-from-briar-group-data-breach-settlement-with-mass-ag/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 11:48:26 +0000</pubDate>
		<dc:creator>John Doernberg</dc:creator>
				<category><![CDATA[Property & Casualty]]></category>
		<category><![CDATA[data breaches]]></category>
		<category><![CDATA[data security insurance]]></category>
		<category><![CDATA[privacy]]></category>
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		<guid isPermaLink="false">http://blog.wgains.com/?p=2388</guid>
		<description><![CDATA[Much has been written about the recent settlement by the Massachusetts Attorney General with the Briar Group in connection with a significant data breach that occurred in 2009. Some of the early postings are very helpful (see links below), some have important mistakes, but I haven’t yet seen any that address a key insurance issue [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=blog.wgains.com&amp;blog=9867145&amp;post=2388&amp;subd=wgains&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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