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Promote wellness and control your medical costs

Wellness programs in the workplace are designed to educate and assist employees to live healthier lives. But there is no denying that the overall health of employees can certainly help to reduce medical costs. Did you know that 15% of employees accrue 78% of medical expenses, and that 75% of health care costs are directly related to lifestyle and are preventable? As we enter the next phase of wellness, we find that many human resources professionals looking for new ways to proactively control their medical costs. We hosted a discussion this week with Interactive Health Solution (IHS), a partner firm that provides health awareness and preventive care programs that can help reduce the severity of claims, and ultimately allows the workforce to be more productive. 

Studies have shown that by taking an active role in healthcare, employers can save thousands of dollars annually per employee in premium and treatment costs by detecting potential diseases and manage the care while employees are still in low-risk health categories. Employers can even go as far as to offer financial incentives to encourage healthy behaviors. Adding a wellness program to existing medical plans at no incremental cost to the company, is not just good for you to see the rewards that come from having a healthier staff, it’s also good for business.

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William Gallagher Associates is a leading provider of insurance brokerage, risk management and employee benefits services to firms with complex risks and dynamic needs, within industries that include technology, life sciences, financial risks, health care, renewable energy & clean technology, and environmental services. WGA has offices in Boston, MA; New York, NY; Hartford, CT; Princeton, NJ; Columbia, MD; and Atlanta, GA.

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