Home > Employee Benefits > Grandfathering a health plan explained

Grandfathering a health plan explained

Grandfathering a health plan is an opportunity for employers year over year, provided the health plan can meet the guidelines. Despite what people may think, the ability for clients to “grandfather” a health plan does not expire in 2014, the law does not cite an end date to grandfathering. And there may be some confusion about the year 2014 since this is the year that dependents to age 26 must be covered, whether or not your plan is grandfathered – but it doesn’t speak to grandfathering as a whole. The law surrounding dependent coverage states: Grandfathered plans have to extend coverage to dependents until age 26 unless the dependent has access to their own employer’s group health plan. For more information, we invite you to visit WGA’s Health Reform Advisory Corner for a full explanation.

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